Call reports 2014
PENINSULA BANK, THE — 2014
What PENINSULA BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 131,104,000 | 124,336,000 | 126,389,000 |
| Total loans | 73,390,000 | 74,244,000 | 74,590,000 |
| Allowance for loan losses | 1,543,000 | 1,764,000 | 1,934,000 |
| Securities available for sale | 21,186,000 | 23,485,000 | 22,923,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 111,960,000 | 104,583,000 | 107,057,000 |
| Interest-bearing deposits | 103,061,000 | 94,001,000 | 93,612,000 |
| Noninterest-bearing deposits | 8,899,000 | 10,582,000 | 13,445,000 |
| Equity capital | 17,184,000 | 17,730,000 | 16,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 1,095,000 | 2,226,000 | 3,348,000 |
| Interest expense | 99,000 | 191,000 | 272,000 |
| Net interest income | 996,000 | 2,035,000 | 3,076,000 |
| Noninterest income | 153,000 | 1,142,000 | 1,199,000 |
| Noninterest expense | 1,102,000 | 2,181,000 | 4,069,000 |
| Provision for loan losses | 105,000 | 325,000 | 430,000 |
| Pretax income | -57,000 | 672,000 | -223,000 |
| Income tax | -25,000 | 126,000 | 7,000 |
| Net income | -32,000 | 546,000 | -230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 17,253,000 | 17,628,000 | 16,853,000 |
| Total capital | 18,210,000 | 18,568,000 | 17,803,000 |
| Risk-weighted assets | 75,968,000 | 74,741,000 | 74,998,000 |