Call reports 2013
PENINSULA BANK, THE — 2013
What PENINSULA BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,147,000 | 131,531,000 | 133,377,000 | 124,406,000 |
| Total loans | 79,941,000 | 79,911,000 | 76,516,000 | 75,000,000 |
| Allowance for loan losses | 1,968,000 | 2,070,000 | 2,229,000 | 1,493,000 |
| Securities available for sale | 16,220,000 | 21,866,000 | 21,979,000 | 21,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,529,000 | 112,355,000 | 114,284,000 | 105,248,000 |
| Interest-bearing deposits | 103,132,000 | 99,641,000 | 102,734,000 | 95,639,000 |
| Noninterest-bearing deposits | 10,397,000 | 12,714,000 | 11,550,000 | 9,609,000 |
| Equity capital | 16,667,000 | 16,331,000 | 16,092,000 | 17,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,415,000 | 3,584,000 | 4,721,000 |
| Interest expense | 142,000 | 273,000 | 397,000 | 500,000 |
| Net interest income | 1,070,000 | 2,142,000 | 3,187,000 | 4,221,000 |
| Noninterest income | 153,000 | 324,000 | 501,000 | 703,000 |
| Noninterest expense | 1,046,000 | 2,149,000 | 3,224,000 | 4,339,000 |
| Provision for loan losses | 100,000 | 270,000 | 480,000 | 580,000 |
| Pretax income | 77,000 | 81,000 | 18,000 | 40,000 |
| Income tax | 11,000 | -33,000 | -17,000 | -220,000 |
| Net income | 66,000 | 114,000 | 35,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,408,000 | 16,310,000 | 16,230,000 | 17,286,000 |
| Total capital | 17,409,000 | 17,280,000 | 17,207,000 | 18,252,000 |
| Risk-weighted assets | 79,085,000 | 76,677,000 | 76,910,000 | 76,788,000 |