Call reports 2011
PENINSULA BANK, THE — 2011
What PENINSULA BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,011,000 | 138,964,000 | 141,233,000 | 137,313,000 |
| Total loans | 97,997,000 | 98,041,000 | 97,250,000 | 94,906,000 |
| Allowance for loan losses | 1,740,000 | 2,012,000 | 2,009,000 | 2,005,000 |
| Securities available for sale | 12,917,000 | 12,000,000 | 11,488,000 | 14,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,481,000 | 115,820,000 | 119,560,000 | 115,742,000 |
| Interest-bearing deposits | 102,897,000 | 102,181,000 | 104,863,000 | 104,535,000 |
| Noninterest-bearing deposits | 13,584,000 | 13,639,000 | 14,697,000 | 11,207,000 |
| Equity capital | 16,661,000 | 16,397,000 | 16,684,000 | 16,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,586,000 | 3,150,000 | 4,722,000 | 6,272,000 |
| Interest expense | 313,000 | 605,000 | 885,000 | 1,141,000 |
| Net interest income | 1,273,000 | 2,545,000 | 3,837,000 | 5,131,000 |
| Noninterest income | 430,000 | 612,000 | 674,000 | 868,000 |
| Noninterest expense | 1,119,000 | 2,174,000 | 3,082,000 | 4,130,000 |
| Provision for loan losses | 225,000 | 785,000 | 915,000 | 1,100,000 |
| Pretax income | 359,000 | 198,000 | 514,000 | 769,000 |
| Income tax | 80,000 | 93,000 | 181,000 | 247,000 |
| Net income | 279,000 | 105,000 | 333,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,501,000 | 16,178,000 | 16,406,000 | 16,448,000 |
| Total capital | 17,721,000 | 17,398,000 | 17,626,000 | 17,611,000 |
| Risk-weighted assets | 97,111,000 | 96,786,000 | 96,783,000 | 92,165,000 |