Call reports 2006
PENINSULA BANK, THE — 2006
What PENINSULA BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 118,697,000 | 118,470,000 | 127,164,000 | 122,815,000 |
| Total loans | 93,223,000 | 93,643,000 | 97,888,000 | 100,452,000 |
| Allowance for loan losses | 1,240,000 | 1,253,000 | 1,278,000 | 1,340,000 |
| Securities available for sale | 11,389,000 | 12,494,000 | 14,401,000 | 14,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,392,000 | 97,274,000 | 105,013,000 | 101,232,000 |
| Interest-bearing deposits | 87,604,000 | 86,371,000 | 92,032,000 | 89,928,000 |
| Noninterest-bearing deposits | 9,788,000 | 10,903,000 | 12,981,000 | 11,304,000 |
| Equity capital | 12,708,000 | 12,871,000 | 13,482,000 | 13,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,033,000 | 4,158,000 | 6,422,000 | 8,752,000 |
| Interest expense | 610,000 | 1,273,000 | 2,018,000 | 2,828,000 |
| Net interest income | 1,423,000 | 2,885,000 | 4,404,000 | 5,924,000 |
| Noninterest income | 149,000 | 305,000 | 470,000 | 636,000 |
| Noninterest expense | 887,000 | 1,837,000 | 2,766,000 | 3,772,000 |
| Provision for loan losses | 38,000 | 65,000 | 100,000 | 190,000 |
| Pretax income | 647,000 | 1,288,000 | 2,008,000 | 2,598,000 |
| Income tax | 225,000 | 436,000 | 676,000 | 883,000 |
| Net income | 422,000 | 852,000 | 1,332,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,717,000 | 12,969,000 | 13,448,000 | 13,501,000 |
| Total capital | 13,791,000 | 14,079,000 | 14,642,000 | 14,713,000 |
| Risk-weighted assets | 87,337,000 | 88,688,000 | 95,446,000 | 96,812,000 |