Call reports 2001
PENINSULA BANK, THE — 2001
What PENINSULA BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,877,000 | 80,551,000 | 84,558,000 | 88,500,000 |
| Total loans | 59,315,000 | 62,343,000 | 65,332,000 | 70,095,000 |
| Allowance for loan losses | 677,000 | 662,000 | 703,000 | 766,000 |
| Securities available for sale | 12,076,000 | 10,820,000 | 10,922,000 | 11,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,284,000 | 67,105,000 | 70,683,000 | 74,263,000 |
| Interest-bearing deposits | 58,464,000 | 60,902,000 | 64,175,000 | 67,748,000 |
| Noninterest-bearing deposits | 4,820,000 | 6,203,000 | 6,508,000 | 6,515,000 |
| Equity capital | 8,568,000 | 8,762,000 | 9,069,000 | 8,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,565,000 | 3,248,000 | 4,949,000 | 6,714,000 |
| Interest expense | 706,000 | 1,395,000 | 2,082,000 | 2,752,000 |
| Net interest income | 859,000 | 1,853,000 | 2,867,000 | 3,962,000 |
| Noninterest income | 85,000 | 194,000 | 304,000 | 433,000 |
| Noninterest expense | 631,000 | 1,244,000 | 1,912,000 | 2,649,000 |
| Provision for loan losses | 42,000 | 89,000 | 165,000 | 275,000 |
| Pretax income | 271,000 | 714,000 | 1,094,000 | 1,471,000 |
| Income tax | 94,000 | 233,000 | 370,000 | 520,000 |
| Net income | 177,000 | 481,000 | 724,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,453,000 | 8,638,000 | 8,882,000 | 8,865,000 |
| Total capital | 9,084,000 | 9,291,000 | 9,581,000 | 9,614,000 |
| Risk-weighted assets | 50,445,000 | 52,196,000 | 55,870,000 | 59,880,000 |