Call reports 2026
INDUSTRIAL BANK — 2026
What INDUSTRIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 774,864,000 | 774,247,000 |
| Total loans | 418,680,000 | 415,131,000 |
| Allowance for loan losses | 12,581,000 | 12,958,000 |
| Securities available for sale | 287,787,000 | 282,803,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 607,879,000 | 606,994,000 |
| Interest-bearing deposits | 461,486,000 | 457,930,000 |
| Noninterest-bearing deposits | 146,393,000 | 149,064,000 |
| Equity capital | 107,019,000 | 106,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,100,000 | 18,334,000 |
| Interest expense | 2,199,000 | 4,311,000 |
| Net interest income | 6,901,000 | 14,023,000 |
| Noninterest income | 1,055,000 | 2,779,000 |
| Noninterest expense | 7,110,000 | 13,955,000 |
| Provision for loan losses | 838,000 | 2,765,000 |
| Pretax income | 2,000 | 71,000 |
| Income tax | 0 | 19,000 |
| Net income | 2,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 119,590,000 | 119,640,000 |
| Total capital | 125,668,000 | 125,564,000 |
| Risk-weighted assets | 479,743,000 | 466,878,000 |
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