Call reports 2017
INDUSTRIAL BANK — 2017
What INDUSTRIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 376,484,000 | 395,142,000 | 419,336,000 | 423,202,000 |
| Total loans | 283,583,000 | 290,688,000 | 302,151,000 | 311,125,000 |
| Allowance for loan losses | 4,353,000 | 4,452,000 | 4,572,000 | 3,038,000 |
| Securities available for sale | 54,479,000 | 55,375,000 | 70,069,000 | 66,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,167,000 | 330,938,000 | 327,041,000 | 335,004,000 |
| Interest-bearing deposits | 233,452,000 | 241,986,000 | 231,112,000 | 241,767,000 |
| Noninterest-bearing deposits | 88,715,000 | 88,952,000 | 95,929,000 | 93,237,000 |
| Equity capital | 35,499,000 | 35,932,000 | 36,206,000 | 35,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,218,000 | 8,350,000 | 12,758,000 | 17,334,000 |
| Interest expense | 204,000 | 398,000 | 622,000 | 942,000 |
| Net interest income | 4,014,000 | 7,952,000 | 12,136,000 | 16,392,000 |
| Noninterest income | 1,427,000 | 2,381,000 | 3,379,000 | 4,429,000 |
| Noninterest expense | 4,481,000 | 8,865,000 | 13,524,000 | 18,739,000 |
| Provision for loan losses | 100,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 860,000 | 1,268,000 | 1,641,000 | 1,582,000 |
| Income tax | 259,000 | 400,000 | 520,000 | 915,000 |
| Net income | 601,000 | 868,000 | 1,121,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,331,000 | 34,599,000 | 34,851,000 | 34,413,000 |
| Total capital | 37,711,000 | 38,122,000 | 38,565,000 | 37,451,000 |
| Risk-weighted assets | 269,389,000 | 280,922,000 | 296,262,000 | 310,638,000 |