Call reports 2016
INDUSTRIAL BANK — 2016
What INDUSTRIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 386,688,000 | 400,726,000 | 388,526,000 | 383,072,000 |
| Total loans | 284,620,000 | 285,638,000 | 287,285,000 | 290,232,000 |
| Allowance for loan losses | 4,321,000 | 4,378,000 | 4,142,000 | 4,288,000 |
| Securities available for sale | 71,924,000 | 71,856,000 | 68,347,000 | 57,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,738,000 | 318,562,000 | 326,936,000 | 330,917,000 |
| Interest-bearing deposits | 226,621,000 | 230,614,000 | 233,211,000 | 238,176,000 |
| Noninterest-bearing deposits | 84,117,000 | 87,948,000 | 93,725,000 | 92,741,000 |
| Equity capital | 39,222,000 | 39,814,000 | 39,961,000 | 34,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,329,000 | 8,637,000 | 12,932,000 | 17,349,000 |
| Interest expense | 230,000 | 448,000 | 687,000 | 908,000 |
| Net interest income | 4,099,000 | 8,189,000 | 12,245,000 | 16,441,000 |
| Noninterest income | 820,000 | 1,795,000 | 2,604,000 | 3,504,000 |
| Noninterest expense | 4,294,000 | 8,867,000 | 13,136,000 | 17,589,000 |
| Provision for loan losses | 150,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 475,000 | 917,000 | 1,357,000 | 2,398,000 |
| Income tax | 141,000 | 325,000 | 412,000 | 484,000 |
| Net income | 334,000 | 592,000 | 945,000 | 1,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,763,000 | 37,140,000 | 37,443,000 | 33,729,000 |
| Total capital | 40,014,000 | 40,604,000 | 40,871,000 | 37,161,000 |
| Risk-weighted assets | 264,173,000 | 276,198,000 | 273,525,000 | 273,695,000 |
Machine access — free, no API key
Every figure shown here about INDUSTRIAL BANK — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.