Call reports 2006
INDUSTRIAL BANK — 2006
What INDUSTRIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 334,954,000 | 341,428,000 | 347,744,000 | 322,595,000 |
| Total loans | 165,256,000 | 166,794,000 | 171,999,000 | 170,449,000 |
| Allowance for loan losses | 2,835,000 | 2,866,000 | 2,912,000 | 2,987,000 |
| Securities available for sale | 135,282,000 | 143,448,000 | 151,753,000 | 124,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,915,000 | 277,708,000 | 283,893,000 | 266,376,000 |
| Interest-bearing deposits | 184,561,000 | 179,457,000 | 181,057,000 | 160,256,000 |
| Noninterest-bearing deposits | 96,354,000 | 98,251,000 | 102,836,000 | 106,120,000 |
| Equity capital | 25,483,000 | 24,815,000 | 26,340,000 | 26,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,614,000 | 9,383,000 | 14,323,000 | 19,382,000 |
| Interest expense | 1,189,000 | 2,643,000 | 4,359,000 | 5,872,000 |
| Net interest income | 3,425,000 | 6,740,000 | 9,964,000 | 13,510,000 |
| Noninterest income | 854,000 | 1,715,000 | 2,592,000 | 3,576,000 |
| Noninterest expense | 3,906,000 | 7,632,000 | 11,296,000 | 15,188,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 125,000 |
| Pretax income | 335,000 | 619,000 | 1,018,000 | 1,441,000 |
| Income tax | 3,000 | 4,000 | 38,000 | 105,000 |
| Net income | 332,000 | 615,000 | 980,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,961,000 | 26,008,000 | 26,195,000 | 26,265,000 |
| Total capital | 28,190,000 | 28,254,000 | 28,466,000 | 28,543,000 |
| Risk-weighted assets | 177,652,000 | 178,998,000 | 184,887,000 | 181,474,000 |
Machine access — free, no API key
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