Call reports 2001
INDUSTRIAL BANK — 2001
What INDUSTRIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 279,116,000 | 286,296,000 | 278,382,000 | 295,354,000 |
| Total loans | 136,083,000 | 127,205,000 | 135,406,000 | 138,798,000 |
| Allowance for loan losses | 3,554,000 | 3,231,000 | 3,227,000 | 3,200,000 |
| Securities available for sale | 121,190,000 | 132,564,000 | 123,641,000 | 125,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,873,000 | 215,105,000 | 207,562,000 | 217,055,000 |
| Interest-bearing deposits | 142,937,000 | 142,895,000 | 143,455,000 | 153,121,000 |
| Noninterest-bearing deposits | 65,936,000 | 72,210,000 | 64,107,000 | 63,934,000 |
| Equity capital | 21,313,000 | 21,946,000 | 23,304,000 | 22,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,111,000 | 9,982,000 | 14,787,000 | 19,606,000 |
| Interest expense | 1,554,000 | 3,009,000 | 4,306,000 | 5,541,000 |
| Net interest income | 3,557,000 | 6,973,000 | 10,481,000 | 14,065,000 |
| Noninterest income | 980,000 | 2,276,000 | 3,327,000 | 4,432,000 |
| Noninterest expense | 3,583,000 | 7,354,000 | 11,290,000 | 15,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,234,000 | 2,175,000 | 2,869,000 | 3,810,000 |
| Income tax | 363,000 | 625,000 | 745,000 | 988,000 |
| Net income | 871,000 | 1,550,000 | 2,124,000 | 2,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,448,000 | 19,201,000 | 19,555,000 | 20,313,000 |
| Total capital | 20,232,000 | 21,053,000 | 21,419,000 | 22,227,000 |
| Risk-weighted assets | 140,983,000 | 146,727,000 | 147,687,000 | 151,743,000 |