Call reports 2009
FIRST NATIONAL BANK OF BORGER — 2009
What FIRST NATIONAL BANK OF BORGER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,380,000 | 39,143,000 | 39,383,000 | 37,437,000 |
| Total loans | 33,412,000 | 32,552,000 | 32,437,000 | 30,408,000 |
| Allowance for loan losses | 530,000 | 533,000 | 536,000 | 306,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,928,000 | 34,581,000 | 33,226,000 | 33,416,000 |
| Interest-bearing deposits | 22,245,000 | 21,664,000 | 20,442,000 | 20,941,000 |
| Noninterest-bearing deposits | 13,683,000 | 12,917,000 | 12,784,000 | 12,476,000 |
| Equity capital | 4,398,000 | 4,491,000 | 4,587,000 | 3,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 882,000 | 1,359,000 | 1,810,000 |
| Interest expense | 81,000 | 148,000 | 213,000 | 277,000 |
| Net interest income | 383,000 | 734,000 | 1,146,000 | 1,533,000 |
| Noninterest income | 43,000 | 89,000 | 66,000 | 109,000 |
| Noninterest expense | 287,000 | 591,000 | 884,000 | 1,153,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 139,000 | 232,000 | 328,000 | 429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 232,000 | 328,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 4,491,000 | 4,587,000 | 3,988,000 |
| Total capital | 4,836,000 | 4,919,000 | 5,021,000 | 4,294,000 |
| Risk-weighted assets | 35,002,000 | 34,108,000 | 34,637,000 | 32,575,000 |