Call reports 2008
FIRST NATIONAL BANK OF BORGER — 2008
What FIRST NATIONAL BANK OF BORGER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,604,000 | 40,888,000 | 41,263,000 | 41,289,000 |
| Total loans | 35,795,000 | 34,877,000 | 36,087,000 | 36,096,000 |
| Allowance for loan losses | 508,000 | 514,000 | 526,000 | 529,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,414,000 | 36,694,000 | 35,910,000 | 36,952,000 |
| Interest-bearing deposits | 24,147,000 | 22,708,000 | 22,070,000 | 21,879,000 |
| Noninterest-bearing deposits | 13,267,000 | 13,986,000 | 13,840,000 | 15,073,000 |
| Equity capital | 4,100,000 | 4,095,000 | 4,149,000 | 4,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,238,000 | 1,798,000 | 2,301,000 |
| Interest expense | 181,000 | 320,000 | 435,000 | 539,000 |
| Net interest income | 482,000 | 918,000 | 1,363,000 | 1,762,000 |
| Noninterest income | 47,000 | 98,000 | -22,000 | -5,000 |
| Noninterest expense | 285,000 | 577,000 | 848,000 | 1,154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 439,000 | 493,000 | 603,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 439,000 | 493,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,095,000 | 4,149,000 | 4,259,000 |
| Total capital | 4,569,000 | 4,557,000 | 4,621,000 | 4,726,000 |
| Risk-weighted assets | 37,464,000 | 36,914,000 | 37,821,000 | 37,326,000 |