Call reports 2007
FIRST NATIONAL BANK OF BORGER — 2007
What FIRST NATIONAL BANK OF BORGER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,026,000 | 39,786,000 | 42,497,000 | 42,213,000 |
| Total loans | 33,852,000 | 34,210,000 | 35,010,000 | 36,687,000 |
| Allowance for loan losses | 405,000 | 510,000 | 502,000 | 504,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,555,000 | 34,731,000 | 38,828,000 | 38,284,000 |
| Interest-bearing deposits | 21,520,000 | 21,946,000 | 23,448,000 | 22,662,000 |
| Noninterest-bearing deposits | 13,035,000 | 12,785,000 | 15,380,000 | 15,622,000 |
| Equity capital | 3,805,000 | 3,771,000 | 3,557,000 | 3,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,464,000 | 2,186,000 | 2,902,000 |
| Interest expense | 207,000 | 409,000 | 601,000 | 808,000 |
| Net interest income | 546,000 | 1,055,000 | 1,585,000 | 2,094,000 |
| Noninterest income | 54,000 | 105,000 | 146,000 | 219,000 |
| Noninterest expense | 297,000 | 562,000 | 865,000 | 1,150,000 |
| Provision for loan losses | 60,000 | 150,000 | 180,000 | 180,000 |
| Pretax income | 243,000 | 448,000 | 686,000 | 983,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 243,000 | 448,000 | 686,000 | 983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,805,000 | 3,771,000 | 3,557,000 | 3,856,000 |
| Total capital | 4,210,000 | 4,251,000 | 4,059,000 | 4,350,000 |
| Risk-weighted assets | 36,289,000 | 37,617,000 | 40,516,000 | 38,748,000 |