Call reports 2006
FIRST NATIONAL BANK OF BORGER — 2006
What FIRST NATIONAL BANK OF BORGER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,706,000 | 39,856,000 | 41,730,000 | 42,922,000 |
| Total loans | 31,351,000 | 33,292,000 | 36,741,000 | 37,015,000 |
| Allowance for loan losses | 528,000 | 518,000 | 521,000 | 331,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,348,000 | 35,772,000 | 36,633,000 | 36,383,000 |
| Interest-bearing deposits | 21,087,000 | 21,004,000 | 22,293,000 | 22,206,000 |
| Noninterest-bearing deposits | 14,261,000 | 14,768,000 | 14,340,000 | 14,177,000 |
| Equity capital | 4,287,000 | 3,989,000 | 4,399,000 | 4,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,335,000 | 2,062,000 | 2,853,000 |
| Interest expense | 118,000 | 258,000 | 430,000 | 635,000 |
| Net interest income | 537,000 | 1,077,000 | 1,632,000 | 2,218,000 |
| Noninterest income | 56,000 | 112,000 | 255,000 | 308,000 |
| Noninterest expense | 293,000 | 597,000 | 885,000 | 1,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 300,000 | 592,000 | 1,002,000 | 1,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 592,000 | 1,002,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,287,000 | 3,989,000 | 4,399,000 | 4,026,000 |
| Total capital | 4,729,000 | 4,439,000 | 4,884,000 | 4,357,000 |
| Risk-weighted assets | 34,521,000 | 35,946,000 | 38,805,000 | 39,124,000 |