Call reports 2005
FIRST NATIONAL BANK OF BORGER — 2005
What FIRST NATIONAL BANK OF BORGER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,611,000 | 36,049,000 | 37,580,000 | 39,870,000 |
| Total loans | 30,443,000 | 27,512,000 | 29,911,000 | 31,837,000 |
| Allowance for loan losses | 584,000 | 531,000 | 532,000 | 532,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,127,000 | 32,318,000 | 33,388,000 | 35,746,000 |
| Interest-bearing deposits | 20,878,000 | 21,616,000 | 21,446,000 | 21,492,000 |
| Noninterest-bearing deposits | 11,249,000 | 10,702,000 | 11,942,000 | 14,254,000 |
| Equity capital | 5,397,000 | 3,642,000 | 3,835,000 | 4,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,067,000 | 1,615,000 | 2,223,000 |
| Interest expense | 72,000 | 154,000 | 254,000 | 371,000 |
| Net interest income | 467,000 | 913,000 | 1,361,000 | 1,852,000 |
| Noninterest income | 70,000 | 151,000 | 225,000 | 286,000 |
| Noninterest expense | 296,000 | 609,000 | 938,000 | 1,258,000 |
| Provision for loan losses | -3,000 | -3,000 | -3,000 | -3,000 |
| Pretax income | 244,000 | 458,000 | 651,000 | 883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 458,000 | 651,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,397,000 | 3,642,000 | 3,835,000 | 4,067,000 |
| Total capital | 5,823,000 | 4,013,000 | 4,226,000 | 4,506,000 |
| Risk-weighted assets | 33,890,000 | 29,540,000 | 31,152,000 | 34,989,000 |