Call reports 2003
FIRST NATIONAL BANK OF BORGER — 2003
What FIRST NATIONAL BANK OF BORGER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,078,000 | 44,156,000 | 44,640,000 | 38,633,000 |
| Total loans | 37,880,000 | 36,404,000 | 36,754,000 | 31,466,000 |
| Allowance for loan losses | 1,240,000 | 1,366,000 | 1,118,000 | 868,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 181,000 | 181,000 | 181,000 | 180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,634,000 | 39,603,000 | 39,979,000 | 33,933,000 |
| Interest-bearing deposits | 27,836,000 | 28,154,000 | 27,969,000 | 21,727,000 |
| Noninterest-bearing deposits | 10,798,000 | 11,449,000 | 12,010,000 | 12,206,000 |
| Equity capital | 4,355,000 | 4,451,000 | 4,542,000 | 4,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,119,000 | 1,649,000 | 2,035,000 |
| Interest expense | 106,000 | 213,000 | 317,000 | 392,000 |
| Net interest income | 452,000 | 906,000 | 1,332,000 | 1,643,000 |
| Noninterest income | 84,000 | 175,000 | 272,000 | 457,000 |
| Noninterest expense | 472,000 | 921,000 | 1,353,000 | 1,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 160,000 | 251,000 | 336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 160,000 | 251,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,317,000 | 4,421,000 | 4,520,000 | 4,613,000 |
| Total capital | 4,837,000 | 4,933,000 | 5,037,000 | 5,051,000 |
| Risk-weighted assets | 40,866,000 | 40,090,000 | 40,777,000 | 34,645,000 |