Call reports 2002
FIRST NATIONAL BANK OF BORGER — 2002
What FIRST NATIONAL BANK OF BORGER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,545,000 | 72,205,000 | 69,362,000 | 42,372,000 |
| Total loans | 64,820,000 | 62,465,000 | 58,768,000 | 35,236,000 |
| Allowance for loan losses | 1,001,000 | 1,125,000 | 1,916,000 | 1,510,000 |
| Securities available for sale | 1,030,000 | 1,023,000 | 1,013,000 | 1,006,000 |
| Securities held to maturity | 181,000 | 181,000 | 181,000 | 181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,334,000 | 64,017,000 | 61,832,000 | 37,962,000 |
| Interest-bearing deposits | 49,286,000 | 47,138,000 | 46,174,000 | 26,806,000 |
| Noninterest-bearing deposits | 16,048,000 | 16,879,000 | 15,658,000 | 11,156,000 |
| Equity capital | 8,013,000 | 8,006,000 | 7,312,000 | 4,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,165,000 | 3,216,000 | 4,147,000 |
| Interest expense | 244,000 | 453,000 | 648,000 | 822,000 |
| Net interest income | 855,000 | 1,712,000 | 2,568,000 | 3,325,000 |
| Noninterest income | 187,000 | 366,000 | 548,000 | 712,000 |
| Noninterest expense | 798,000 | 1,685,000 | 2,494,000 | 3,436,000 |
| Provision for loan losses | 244,000 | 393,000 | 1,306,000 | 2,079,000 |
| Pretax income | 0 | 0 | -684,000 | -1,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | 0 | -684,000 | -1,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,550,000 | 7,579,000 | 6,923,000 | 4,245,000 |
| Total capital | 8,415,000 | 8,420,000 | 7,723,000 | 4,740,000 |
| Risk-weighted assets | 69,080,000 | 67,024,000 | 62,915,000 | 38,573,000 |