Call reports 2026
UNIVERSITY BANK — 2026
What UNIVERSITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,142,099,000 | 1,242,309,000 |
| Total loans | 998,078,000 | 1,094,853,000 |
| Allowance for loan losses | 4,416,000 | 4,567,000 |
| Securities available for sale | 32,000 | 30,000 |
| Securities held to maturity | 20,963,000 | 21,568,000 |
| Trading assets | 0 | 0 |
| Total deposits | 968,102,000 | 1,061,347,000 |
| Interest-bearing deposits | 505,324,000 | 533,092,000 |
| Noninterest-bearing deposits | 462,778,000 | 528,255,000 |
| Equity capital | 109,296,000 | 118,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,109,000 | 35,078,000 |
| Interest expense | 5,814,000 | 11,610,000 |
| Net interest income | 11,295,000 | 23,468,000 |
| Noninterest income | 16,763,000 | 39,034,000 |
| Noninterest expense | 25,333,000 | 53,225,000 |
| Provision for loan losses | 0 | 148,000 |
| Pretax income | 2,696,000 | 9,087,000 |
| Income tax | 571,000 | 1,918,000 |
| Net income | 1,937,000 | 6,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 113,503,000 | 118,760,000 |
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