Call report 2020Q4
UNIVERSITY BANK — 2020Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 552,432,000 | USD | evidence → |
| Total loans | 307,916,000 | USD | evidence → |
| Allowance for loan losses | 4,000,000 | USD | evidence → |
| Securities available for sale | 318,000 | USD | evidence → |
| Securities held to maturity | 4,288,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 439,893,000 | USD | evidence → |
| Interest-bearing deposits | 19,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 420,326,000 | USD | evidence → |
| Equity capital | 49,604,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,578,000 | USD | evidence → |
| Interest expense | 239,000 | USD | evidence → |
| Net interest income | 11,339,000 | USD | evidence → |
| Noninterest income | 126,821,000 | USD | evidence → |
| Noninterest expense | 96,058,000 | USD | evidence → |
| Provision for loan losses | 3,344,000 | USD | evidence → |
| Pretax income | 38,758,000 | USD | evidence → |
| Income tax | 8,077,000 | USD | evidence → |
| Net income | 27,957,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,315,000 | USD | evidence → |