Call report 2019Q4
UNIVERSITY BANK — 2019Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 357,751,000 | USD | evidence → |
| Total loans | 202,298,000 | USD | evidence → |
| Allowance for loan losses | 638,000 | USD | evidence → |
| Securities available for sale | 347,000 | USD | evidence → |
| Securities held to maturity | 10,558,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,487,000 | USD | evidence → |
| Interest-bearing deposits | 11,995,000 | USD | evidence → |
| Noninterest-bearing deposits | 288,492,000 | USD | evidence → |
| Equity capital | 29,497,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,523,000 | USD | evidence → |
| Interest expense | 187,000 | USD | evidence → |
| Net interest income | 12,336,000 | USD | evidence → |
| Noninterest income | 57,119,000 | USD | evidence → |
| Noninterest expense | 64,180,000 | USD | evidence → |
| Provision for loan losses | 285,000 | USD | evidence → |
| Pretax income | 4,990,000 | USD | evidence → |
| Income tax | 1,071,000 | USD | evidence → |
| Net income | 3,730,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,331,000 | USD | evidence → |
| Total capital | 25,177,000 | USD | evidence → |
| Risk-weighted assets | 173,659,000 | USD | evidence → |