Call report 2018Q4
UNIVERSITY BANK — 2018Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 246,378,000 | USD | evidence → |
| Total loans | 116,047,000 | USD | evidence → |
| Allowance for loan losses | 387,000 | USD | evidence → |
| Securities available for sale | 417,000 | USD | evidence → |
| Securities held to maturity | 11,090,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,299,000 | USD | evidence → |
| Interest-bearing deposits | 19,674,000 | USD | evidence → |
| Noninterest-bearing deposits | 186,625,000 | USD | evidence → |
| Equity capital | 24,269,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,357,000 | USD | evidence → |
| Interest expense | 184,000 | USD | evidence → |
| Net interest income | 9,173,000 | USD | evidence → |
| Noninterest income | 32,830,000 | USD | evidence → |
| Noninterest expense | 38,905,000 | USD | evidence → |
| Provision for loan losses | -226,000 | USD | evidence → |
| Pretax income | 3,324,000 | USD | evidence → |
| Income tax | 767,000 | USD | evidence → |
| Net income | 2,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,808,000 | USD | evidence → |
| Total capital | 19,363,000 | USD | evidence → |
| Risk-weighted assets | 114,410,000 | USD | evidence → |