Call report 2015Q1
UNIVERSITY BANK — 2015Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,748,000 | USD | evidence → |
| Total loans | 100,503,000 | USD | evidence → |
| Allowance for loan losses | 550,000 | USD | evidence → |
| Securities available for sale | 1,246,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,370,000 | USD | evidence → |
| Interest-bearing deposits | 21,955,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,414,000 | USD | evidence → |
| Equity capital | 11,482,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,076,000 | USD | evidence → |
| Interest expense | 25,000 | USD | evidence → |
| Net interest income | 1,051,000 | USD | evidence → |
| Noninterest income | 5,909,000 | USD | evidence → |
| Noninterest expense | 7,030,000 | USD | evidence → |
| Provision for loan losses | -116,000 | USD | evidence → |
| Pretax income | 46,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 82,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,922,000 | USD | evidence → |
| Total capital | 11,472,000 | USD | evidence → |
| Risk-weighted assets | 86,927,000 | USD | evidence → |