Call report 2014Q3
UNIVERSITY BANK — 2014Q3
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,591,000 | USD | evidence → |
| Total loans | 84,510,000 | USD | evidence → |
| Allowance for loan losses | 676,000 | USD | evidence → |
| Securities available for sale | 1,292,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,100,000 | USD | evidence → |
| Interest-bearing deposits | 23,066,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,034,000 | USD | evidence → |
| Equity capital | 10,392,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,309,000 | USD | evidence → |
| Interest expense | 85,000 | USD | evidence → |
| Net interest income | 3,224,000 | USD | evidence → |
| Noninterest income | 19,520,000 | USD | evidence → |
| Noninterest expense | 21,498,000 | USD | evidence → |
| Provision for loan losses | -297,000 | USD | evidence → |
| Pretax income | 1,543,000 | USD | evidence → |
| Income tax | 516,000 | USD | evidence → |
| Net income | 887,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,833,000 | USD | evidence → |
| Total capital | 14,509,000 | USD | evidence → |
| Risk-weighted assets | 71,394,000 | USD | evidence → |