Call report 2013Q4
UNIVERSITY BANK — 2013Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,899,000 | USD | evidence → |
| Total loans | 76,911,000 | USD | evidence → |
| Allowance for loan losses | 968,000 | USD | evidence → |
| Securities available for sale | 1,704,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,571,000 | USD | evidence → |
| Interest-bearing deposits | 26,402,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,169,000 | USD | evidence → |
| Equity capital | 9,849,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,480,000 | USD | evidence → |
| Interest expense | 137,000 | USD | evidence → |
| Net interest income | 4,343,000 | USD | evidence → |
| Noninterest income | 27,647,000 | USD | evidence → |
| Noninterest expense | 28,107,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 3,783,000 | USD | evidence → |
| Income tax | 1,937,000 | USD | evidence → |
| Net income | 1,239,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,059,000 | USD | evidence → |
| Total capital | 13,875,000 | USD | evidence → |
| Risk-weighted assets | 65,127,000 | USD | evidence → |