Call report 2008Q4
UNIVERSITY BANK — 2008Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,691,000 | USD | evidence → |
| Total loans | 90,368,000 | USD | evidence → |
| Allowance for loan losses | 976,000 | USD | evidence → |
| Securities available for sale | 14,790,000 | USD | evidence → |
| Securities held to maturity | 5,862,000 | USD | evidence → |
| Trading assets | 4,917,000 | USD | evidence → |
| Total deposits | 104,028,000 | USD | evidence → |
| Interest-bearing deposits | 57,629,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,399,000 | USD | evidence → |
| Equity capital | 6,110,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,009,000 | USD | evidence → |
| Interest expense | 1,488,000 | USD | evidence → |
| Net interest income | 4,521,000 | USD | evidence → |
| Noninterest income | 6,680,000 | USD | evidence → |
| Noninterest expense | 10,578,000 | USD | evidence → |
| Provision for loan losses | 1,047,000 | USD | evidence → |
| Pretax income | -424,000 | USD | evidence → |
| Income tax | -543,000 | USD | evidence → |
| Net income | 119,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,744,000 | USD | evidence → |
| Total capital | 9,623,000 | USD | evidence → |
| Risk-weighted assets | 69,463,000 | USD | evidence → |