Call report 2007Q4
UNIVERSITY BANK — 2007Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,242,000 | USD | evidence → |
| Total loans | 60,063,000 | USD | evidence → |
| Allowance for loan losses | 686,000 | USD | evidence → |
| Securities available for sale | 1,450,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 6,549,000 | USD | evidence → |
| Total deposits | 78,687,000 | USD | evidence → |
| Interest-bearing deposits | 43,381,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,306,000 | USD | evidence → |
| Equity capital | 6,007,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,109,000 | USD | evidence → |
| Interest expense | 1,680,000 | USD | evidence → |
| Net interest income | 3,429,000 | USD | evidence → |
| Noninterest income | 4,504,000 | USD | evidence → |
| Noninterest expense | 8,073,000 | USD | evidence → |
| Provision for loan losses | 304,000 | USD | evidence → |
| Pretax income | -355,000 | USD | evidence → |
| Income tax | -66,000 | USD | evidence → |
| Net income | -289,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,694,000 | USD | evidence → |
| Total capital | 9,337,000 | USD | evidence → |
| Risk-weighted assets | 51,469,000 | USD | evidence → |