Call report 2002Q4
UNIVERSITY BANK — 2002Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,267,000 | USD | evidence → |
| Total loans | 34,743,000 | USD | evidence → |
| Allowance for loan losses | 408,000 | USD | evidence → |
| Securities available for sale | 3,075,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,109,000 | USD | evidence → |
| Interest-bearing deposits | 39,931,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,178,000 | USD | evidence → |
| Equity capital | 3,310,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,247,000 | USD | evidence → |
| Interest expense | 1,018,000 | USD | evidence → |
| Net interest income | 2,229,000 | USD | evidence → |
| Noninterest income | 3,838,000 | USD | evidence → |
| Noninterest expense | 5,691,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 346,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 346,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,546,000 | USD | evidence → |
| Total capital | 3,954,000 | USD | evidence → |
| Risk-weighted assets | 35,310,000 | USD | evidence → |