Call reports 2001
UNIVERSITY BANK — 2001
What UNIVERSITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,865,000 | 47,158,000 | 47,450,000 | 45,547,000 |
| Total loans | 35,811,000 | 37,122,000 | 37,793,000 | 37,114,000 |
| Allowance for loan losses | 590,000 | 602,000 | 604,000 | 529,000 |
| Securities available for sale | 2,036,000 | 1,921,000 | 2,324,000 | 2,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,402,000 | 39,485,000 | 39,599,000 | 40,292,000 |
| Interest-bearing deposits | 40,114,000 | 36,484,000 | 35,836,000 | 37,854,000 |
| Noninterest-bearing deposits | 2,288,000 | 3,001,000 | 3,763,000 | 2,438,000 |
| Equity capital | 2,867,000 | 2,880,000 | 2,870,000 | 2,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,780,000 | 2,797,000 | 3,507,000 |
| Interest expense | 537,000 | 1,025,000 | 1,428,000 | 1,751,000 |
| Net interest income | 410,000 | 755,000 | 1,369,000 | 1,756,000 |
| Noninterest income | 1,112,000 | 2,531,000 | 2,942,000 | 3,721,000 |
| Noninterest expense | 1,429,000 | 3,042,000 | 4,284,000 | 5,680,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 40,000 |
| Pretax income | 70,000 | 199,000 | -41,000 | -230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 199,000 | -41,000 | -230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,455,000 | 3,630,000 | 3,340,000 | 3,228,000 |
| Total capital | 3,898,000 | 4,083,000 | 3,786,000 | 3,676,000 |
| Risk-weighted assets | 35,274,000 | 36,066,000 | 35,548,000 | 35,751,000 |