Call reports 2006
SAN DIEGO COMMUNITY BANK — 2006
What SAN DIEGO COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 92,431,000 | 94,399,000 |
| Total loans | 74,394,000 | 76,251,000 |
| Allowance for loan losses | 736,000 | 738,000 |
| Securities available for sale | 1,615,000 | 1,466,000 |
| Securities held to maturity | 1,182,000 | 1,107,000 |
| Trading assets | 0 | 0 |
| Total deposits | 76,401,000 | 75,036,000 |
| Interest-bearing deposits | 58,359,000 | 56,517,000 |
| Noninterest-bearing deposits | 18,042,000 | 18,519,000 |
| Equity capital | 12,505,000 | 12,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 1,805,000 | 3,734,000 |
| Interest expense | 358,000 | 753,000 |
| Net interest income | 1,447,000 | 2,981,000 |
| Noninterest income | 166,000 | 322,000 |
| Noninterest expense | 1,091,000 | 2,319,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 522,000 | 984,000 |
| Income tax | 196,000 | 363,000 |
| Net income | 326,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 12,510,000 | 12,828,000 |
| Total capital | 13,253,000 | 13,574,000 |
| Risk-weighted assets | 69,058,000 | 68,406,000 |