Call reports 2003
SAN DIEGO COMMUNITY BANK — 2003
What SAN DIEGO COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,708,000 | 52,807,000 | 52,812,000 | 52,857,000 |
| Total loans | 31,747,000 | 32,087,000 | 30,735,000 | 31,524,000 |
| Allowance for loan losses | 636,000 | 642,000 | 575,000 | 676,000 |
| Securities available for sale | 7,315,000 | 6,108,000 | 11,871,000 | 11,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,295,000 | 47,424,000 | 46,800,000 | 47,209,000 |
| Interest-bearing deposits | 28,412,000 | 33,061,000 | 31,083,000 | 31,707,000 |
| Noninterest-bearing deposits | 14,883,000 | 14,363,000 | 15,717,000 | 15,502,000 |
| Equity capital | 3,364,000 | 3,861,000 | 3,838,000 | 3,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,371,000 | 2,090,000 | 2,796,000 |
| Interest expense | 108,000 | 222,000 | 333,000 | 438,000 |
| Net interest income | 567,000 | 1,149,000 | 1,757,000 | 2,358,000 |
| Noninterest income | 150,000 | 1,036,000 | 1,286,000 | 1,695,000 |
| Noninterest expense | 1,001,000 | 1,977,000 | 2,811,000 | 3,733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -283,000 | 209,000 | 233,000 | 321,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | -283,000 | 206,000 | 230,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,381,000 | 3,875,000 | 3,864,000 | 3,950,000 |
| Total capital | 3,782,000 | 4,310,000 | 4,305,000 | 4,387,000 |
| Risk-weighted assets | 31,852,000 | 34,587,000 | 35,107,000 | 34,732,000 |