Call reports 2002
SAN DIEGO COMMUNITY BANK — 2002
What SAN DIEGO COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,282,000 | 49,890,000 | 49,676,000 | 48,367,000 |
| Total loans | 29,917,000 | 29,231,000 | 30,101,000 | 30,118,000 |
| Allowance for loan losses | 636,000 | 649,000 | 653,000 | 634,000 |
| Securities available for sale | 3,915,000 | 5,657,000 | 7,372,000 | 6,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,257,000 | 44,066,000 | 43,733,000 | 42,619,000 |
| Interest-bearing deposits | 30,549,000 | 30,335,000 | 28,144,000 | 27,682,000 |
| Noninterest-bearing deposits | 13,708,000 | 13,730,000 | 15,589,000 | 14,937,000 |
| Equity capital | 3,816,000 | 3,755,000 | 3,814,000 | 3,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,460,000 | 2,152,000 | 2,881,000 |
| Interest expense | 166,000 | 312,000 | 448,000 | 562,000 |
| Net interest income | 601,000 | 1,148,000 | 1,704,000 | 2,319,000 |
| Noninterest income | 797,000 | 1,269,000 | 1,644,000 | 1,880,000 |
| Noninterest expense | 986,000 | 2,016,000 | 2,918,000 | 3,958,000 |
| Provision for loan losses | 66,000 | 96,000 | 96,000 | 96,000 |
| Pretax income | 238,000 | 197,000 | 226,000 | 37,000 |
| Income tax | 0 | 3,000 | -38,000 | -59,000 |
| Net income | 238,000 | 194,000 | 264,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,792,000 | 3,738,000 | 3,802,000 | 3,633,000 |
| Total capital | 4,162,000 | 4,125,000 | 4,198,000 | 4,037,000 |
| Risk-weighted assets | 29,471,000 | 30,624,000 | 31,431,000 | 32,109,000 |