Call reports 2001
SAN DIEGO COMMUNITY BANK — 2001
What SAN DIEGO COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,027,000 | 51,275,000 | 53,099,000 | 50,924,000 |
| Total loans | 30,932,000 | 28,780,000 | 28,783,000 | 29,519,000 |
| Allowance for loan losses | 623,000 | 569,000 | 590,000 | 575,000 |
| Securities available for sale | 0 | 0 | 0 | 8,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,172,000 | 43,876,000 | 46,289,000 | 45,210,000 |
| Interest-bearing deposits | 32,833,000 | 32,194,000 | 33,351,000 | 32,312,000 |
| Noninterest-bearing deposits | 14,339,000 | 11,682,000 | 12,938,000 | 12,898,000 |
| Equity capital | 4,456,000 | 4,387,000 | 3,930,000 | 3,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,339,000 | 3,301,000 | 4,045,000 |
| Interest expense | 368,000 | 708,000 | 1,031,000 | 1,268,000 |
| Net interest income | 866,000 | 1,631,000 | 2,270,000 | 2,777,000 |
| Noninterest income | 908,000 | 1,073,000 | 1,154,000 | 2,410,000 |
| Noninterest expense | 1,015,000 | 2,069,000 | 3,250,000 | 5,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 759,000 | 635,000 | 174,000 | -6,000 |
| Income tax | 0 | -58,000 | -58,000 | 111,000 |
| Net income | 759,000 | 693,000 | 232,000 | -117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,903,000 | 3,916,000 | 3,925,000 | 3,551,000 |
| Total capital | 4,378,000 | 4,371,000 | 4,331,000 | 3,944,000 |
| Risk-weighted assets | 37,878,000 | 36,256,000 | 32,333,000 | 31,285,000 |