Call reports 2013
MCVILLE STATE BANK — 2013
What MCVILLE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,856,000 | 37,076,000 | 40,232,000 | 42,695,000 |
| Total loans | 27,679,000 | 29,635,000 | 31,341,000 | 32,756,000 |
| Allowance for loan losses | 341,000 | 342,000 | 0 | 1,000 |
| Securities available for sale | 2,898,000 | 3,887,000 | 3,561,000 | 3,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,087,000 | 33,350,000 | 32,810,000 | 37,442,000 |
| Interest-bearing deposits | 28,919,000 | 27,611,000 | 27,373,000 | 27,732,000 |
| Noninterest-bearing deposits | 6,168,000 | 5,739,000 | 5,438,000 | 9,710,000 |
| Equity capital | 3,621,000 | 3,593,000 | 5,034,000 | 5,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 835,000 | 143,000 | 608,000 |
| Interest expense | 94,000 | 188,000 | 26,000 | 104,000 |
| Net interest income | 330,000 | 647,000 | 117,000 | 504,000 |
| Noninterest income | 12,000 | 24,000 | 7,000 | 38,000 |
| Noninterest expense | 258,000 | 506,000 | 92,000 | 368,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 84,000 | 165,000 | 31,000 | 173,000 |
| Income tax | 5,000 | 11,000 | 0 | 0 |
| Net income | 79,000 | 154,000 | 31,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,359,000 | 3,419,000 | 3,601,000 | 3,749,000 |
| Total capital | 3,700,000 | 3,761,000 | 3,601,000 | 3,750,000 |
| Risk-weighted assets | 28,234,000 | 28,979,000 | 30,523,000 | 32,224,000 |