Call reports 2012
MCVILLE STATE BANK — 2012
What MCVILLE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,724,000 | 39,226,000 | 38,864,000 | 39,326,000 |
| Total loans | 28,178,000 | 33,258,000 | 32,501,000 | 30,613,000 |
| Allowance for loan losses | 352,000 | 340,000 | 338,000 | 339,000 |
| Securities available for sale | 3,125,000 | 1,868,000 | 2,973,000 | 2,429,000 |
| Securities held to maturity | 1,156,000 | 1,090,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,999,000 | 34,808,000 | 34,668,000 | 35,490,000 |
| Interest-bearing deposits | 29,630,000 | 29,431,000 | 29,720,000 | 29,336,000 |
| Noninterest-bearing deposits | 6,369,000 | 5,377,000 | 4,948,000 | 6,155,000 |
| Equity capital | 3,551,000 | 3,543,000 | 3,697,000 | 3,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 885,000 | 1,365,000 | 1,840,000 |
| Interest expense | 112,000 | 222,000 | 331,000 | 432,000 |
| Net interest income | 338,000 | 663,000 | 1,034,000 | 1,408,000 |
| Noninterest income | 34,000 | 51,000 | 75,000 | 87,000 |
| Noninterest expense | 255,000 | 529,000 | 784,000 | 1,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 185,000 | 325,000 | 423,000 |
| Income tax | 7,000 | 11,000 | 20,000 | 26,000 |
| Net income | 110,000 | 174,000 | 305,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,287,000 | 3,266,000 | 3,386,000 | 3,391,000 |
| Total capital | 3,637,000 | 3,606,000 | 3,724,000 | 3,730,000 |
| Risk-weighted assets | 27,999,000 | 31,547,000 | 31,130,000 | 29,836,000 |