Call reports 2011
MCVILLE STATE BANK — 2011
What MCVILLE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,964,000 | 36,150,000 | 36,095,000 | 40,342,000 |
| Total loans | 29,341,000 | 30,008,000 | 29,433,000 | 29,655,000 |
| Allowance for loan losses | 344,000 | 346,000 | 348,000 | 350,000 |
| Securities available for sale | 3,248,000 | 3,508,000 | 3,197,000 | 3,153,000 |
| Securities held to maturity | 300,000 | 200,000 | 866,000 | 1,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,295,000 | 31,965,000 | 32,342,000 | 36,653,000 |
| Interest-bearing deposits | 28,707,000 | 28,298,000 | 28,195,000 | 27,969,000 |
| Noninterest-bearing deposits | 3,588,000 | 3,668,000 | 4,146,000 | 8,684,000 |
| Equity capital | 3,472,000 | 3,487,000 | 3,537,000 | 3,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 964,000 | 1,458,000 | 1,921,000 |
| Interest expense | 127,000 | 257,000 | 375,000 | 490,000 |
| Net interest income | 347,000 | 707,000 | 1,083,000 | 1,431,000 |
| Noninterest income | 101,000 | 119,000 | 86,000 | 101,000 |
| Noninterest expense | 276,000 | 550,000 | 808,000 | 1,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 172,000 | 276,000 | 361,000 | 439,000 |
| Income tax | 9,000 | 15,000 | 20,000 | 25,000 |
| Net income | 163,000 | 261,000 | 341,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,081,000 | 3,092,000 | 3,156,000 | 3,213,000 |
| Total capital | 3,423,000 | 3,438,000 | 3,504,000 | 3,563,000 |
| Risk-weighted assets | 27,344,000 | 27,711,000 | 28,450,000 | 29,471,000 |