Call reports 2010
MCVILLE STATE BANK — 2010
What MCVILLE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 33,140,000 | 34,053,000 | 34,856,000 | 37,022,000 |
| Total loans | 27,124,000 | 28,936,000 | 29,140,000 | 29,988,000 |
| Allowance for loan losses | 260,000 | 266,000 | 348,000 | 344,000 |
| Securities available for sale | 2,919,000 | 2,422,000 | 1,425,000 | 1,924,000 |
| Securities held to maturity | 755,000 | 752,000 | 263,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,834,000 | 28,569,000 | 31,428,000 | 33,543,000 |
| Interest-bearing deposits | 26,270,000 | 25,188,000 | 28,610,000 | 29,073,000 |
| Noninterest-bearing deposits | 3,564,000 | 3,381,000 | 2,818,000 | 4,470,000 |
| Equity capital | 3,118,000 | 3,208,000 | 3,223,000 | 3,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 951,000 | 1,452,000 | 1,945,000 |
| Interest expense | 148,000 | 293,000 | 435,000 | 572,000 |
| Net interest income | 316,000 | 658,000 | 1,017,000 | 1,373,000 |
| Noninterest income | 28,000 | 65,000 | 95,000 | 115,000 |
| Noninterest expense | 296,000 | 584,000 | 896,000 | 1,170,000 |
| Provision for loan losses | 10,000 | 30,000 | 125,000 | 125,000 |
| Pretax income | 38,000 | 109,000 | 155,000 | 257,000 |
| Income tax | 0 | 0 | 10,000 | 18,000 |
| Net income | 38,000 | 109,000 | 145,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,752,000 | 2,837,000 | 2,851,000 | 2,905,000 |
| Total capital | 3,012,000 | 3,103,000 | 3,187,000 | 3,249,000 |
| Risk-weighted assets | 24,752,000 | 26,077,000 | 26,881,000 | 28,070,000 |