Call reports 2002
MCVILLE STATE BANK — 2002
What MCVILLE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,119,000 | 17,643,000 | 17,673,000 | 18,123,000 |
| Total loans | 11,373,000 | 12,848,000 | 13,529,000 | 13,625,000 |
| Allowance for loan losses | 216,000 | 221,000 | 218,000 | 217,000 |
| Securities available for sale | 4,219,000 | 2,898,000 | 1,889,000 | 2,376,000 |
| Securities held to maturity | 831,000 | 856,000 | 1,076,000 | 1,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,383,000 | 15,792,000 | 15,508,000 | 16,382,000 |
| Interest-bearing deposits | 14,282,000 | 14,506,000 | 14,398,000 | 14,717,000 |
| Noninterest-bearing deposits | 1,101,000 | 1,286,000 | 1,110,000 | 1,665,000 |
| Equity capital | 1,543,000 | 1,664,000 | 1,746,000 | 1,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 600,000 | 909,000 | 1,224,000 |
| Interest expense | 126,000 | 254,000 | 380,000 | 499,000 |
| Net interest income | 172,000 | 346,000 | 529,000 | 725,000 |
| Noninterest income | 15,000 | 30,000 | 42,000 | 53,000 |
| Noninterest expense | 107,000 | 208,000 | 325,000 | 476,000 |
| Provision for loan losses | 5,000 | 10,000 | 32,000 | 31,000 |
| Pretax income | 77,000 | 160,000 | 216,000 | 283,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 77,000 | 159,000 | 214,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,590,000 | 1,672,000 | 1,727,000 | 1,544,000 |
| Total capital | 1,746,000 | 1,842,000 | 1,902,000 | 1,718,000 |
| Risk-weighted assets | 12,382,000 | 13,541,000 | 13,927,000 | 13,884,000 |