Call reports 2001
MCVILLE STATE BANK — 2001
What MCVILLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,660,000 | 15,871,000 | 16,249,000 | 16,834,000 |
| Total loans | 10,417,000 | 10,934,000 | 11,797,000 | 11,664,000 |
| Allowance for loan losses | 203,000 | 208,000 | 206,000 | 211,000 |
| Securities available for sale | 2,497,000 | 2,867,000 | 2,560,000 | 2,818,000 |
| Securities held to maturity | 773,000 | 837,000 | 837,000 | 837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,808,000 | 13,674,000 | 13,660,000 | 14,288,000 |
| Interest-bearing deposits | 13,529,000 | 12,731,000 | 12,608,000 | 12,868,000 |
| Noninterest-bearing deposits | 1,279,000 | 943,000 | 1,052,000 | 1,419,000 |
| Equity capital | 1,623,000 | 1,671,000 | 1,649,000 | 1,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 629,000 | 938,000 | 1,242,000 |
| Interest expense | 162,000 | 322,000 | 476,000 | 612,000 |
| Net interest income | 152,000 | 307,000 | 462,000 | 630,000 |
| Noninterest income | 16,000 | 26,000 | 36,000 | 51,000 |
| Noninterest expense | 88,000 | 184,000 | 305,000 | 417,000 |
| Provision for loan losses | 5,000 | 10,000 | 116,000 | 107,000 |
| Pretax income | 78,000 | 148,000 | 89,000 | 171,000 |
| Income tax | 0 | 6,000 | 6,000 | 13,000 |
| Net income | 78,000 | 142,000 | 83,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,613,000 | 1,676,000 | 1,617,000 | 1,513,000 |
| Total capital | 1,758,000 | 1,823,000 | 1,777,000 | 1,670,000 |
| Risk-weighted assets | 11,521,000 | 11,693,000 | 12,717,000 | 12,499,000 |