Call reports 2026
HOMESTEAD BANK — 2026
What HOMESTEAD BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 530,478,000 | 537,000,000 |
| Total loans | 348,390,000 | 335,838,000 |
| Allowance for loan losses | 4,041,000 | 4,085,000 |
| Securities available for sale | 112,064,000 | 113,926,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 408,120,000 | 413,623,000 |
| Interest-bearing deposits | 319,775,000 | 323,701,000 |
| Noninterest-bearing deposits | 88,345,000 | 89,922,000 |
| Equity capital | 96,793,000 | 98,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,677,000 | 13,387,000 |
| Interest expense | 1,570,000 | 3,168,000 |
| Net interest income | 5,107,000 | 10,219,000 |
| Noninterest income | 707,000 | 1,432,000 |
| Noninterest expense | 2,927,000 | 6,100,000 |
| Provision for loan losses | 45,000 | 90,000 |
| Pretax income | 2,838,000 | 5,464,000 |
| Income tax | 601,000 | 1,089,000 |
| Net income | 2,237,000 | 4,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 96,596,000 | 98,645,000 |