Call reports 2025
HOMESTEAD BANK — 2025
What HOMESTEAD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 515,742,000 | 512,609,000 | 514,472,000 | 521,779,000 |
| Total loans | 344,745,000 | 342,384,000 | 334,821,000 | 372,022,000 |
| Allowance for loan losses | 3,786,000 | 3,872,000 | 3,993,000 | 3,997,000 |
| Securities available for sale | 122,071,000 | 125,434,000 | 122,034,000 | 111,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,412,000 | 396,449,000 | 394,828,000 | 399,748,000 |
| Interest-bearing deposits | 316,548,000 | 310,173,000 | 303,848,000 | 305,220,000 |
| Noninterest-bearing deposits | 83,864,000 | 86,276,000 | 90,980,000 | 94,528,000 |
| Equity capital | 86,426,000 | 89,163,000 | 92,272,000 | 94,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,416,000 | 12,885,000 | 19,395,000 | 26,212,000 |
| Interest expense | 1,741,000 | 3,444,000 | 5,106,000 | 6,720,000 |
| Net interest income | 4,675,000 | 9,441,000 | 14,289,000 | 19,492,000 |
| Noninterest income | 769,000 | 1,473,000 | 2,161,000 | 2,904,000 |
| Noninterest expense | 2,930,000 | 5,792,000 | 8,793,000 | 11,839,000 |
| Provision for loan losses | 111,000 | 200,000 | 298,000 | 299,000 |
| Pretax income | 2,400,000 | 4,919,000 | 7,363,000 | 10,252,000 |
| Income tax | 490,000 | 1,005,000 | 1,504,000 | 2,089,000 |
| Net income | 1,910,000 | 3,914,000 | 5,859,000 | 8,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,510,000 | 90,429,000 | 92,278,000 | 94,496,000 |