Call reports 2022
HOMESTEAD BANK — 2022
What HOMESTEAD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 485,592,000 | 487,128,000 | 493,332,000 | 499,556,000 |
| Total loans | 273,283,000 | 270,317,000 | 270,508,000 | 298,434,000 |
| Allowance for loan losses | 3,646,000 | 3,689,000 | 3,689,000 | 3,696,000 |
| Securities available for sale | 164,919,000 | 167,451,000 | 173,680,000 | 160,761,000 |
| Securities held to maturity | 130,000 | 130,000 | 130,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,130,000 | 389,748,000 | 398,487,000 | 397,272,000 |
| Interest-bearing deposits | 286,443,000 | 293,946,000 | 292,546,000 | 279,847,000 |
| Noninterest-bearing deposits | 99,687,000 | 95,802,000 | 105,941,000 | 117,425,000 |
| Equity capital | 68,399,000 | 66,093,000 | 63,498,000 | 66,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,729,000 | 7,624,000 | 11,896,000 | 16,716,000 |
| Interest expense | 376,000 | 779,000 | 1,206,000 | 1,745,000 |
| Net interest income | 3,353,000 | 6,845,000 | 10,690,000 | 14,971,000 |
| Noninterest income | 714,000 | 1,349,000 | 2,092,000 | 2,836,000 |
| Noninterest expense | 2,729,000 | 5,410,000 | 8,132,000 | 10,960,000 |
| Provision for loan losses | 4,000 | 4,000 | 7,000 | 13,000 |
| Pretax income | 1,291,000 | 2,686,000 | 4,447,000 | 6,549,000 |
| Income tax | 243,000 | 503,000 | 842,000 | 1,258,000 |
| Net income | 1,048,000 | 2,183,000 | 3,605,000 | 5,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,433,000 | 72,478,000 | 73,813,000 | 75,409,000 |