Call reports 2021
HOMESTEAD BANK — 2021
What HOMESTEAD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 319,168,000 | 329,808,000 | 473,825,000 | 487,336,000 |
| Total loans | 181,136,000 | 181,872,000 | 254,148,000 | 278,292,000 |
| Allowance for loan losses | 2,755,000 | 2,756,000 | 3,712,000 | 3,687,000 |
| Securities available for sale | 94,366,000 | 109,327,000 | 167,632,000 | 160,355,000 |
| Securities held to maturity | 220,000 | 170,000 | 170,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,991,000 | 261,928,000 | 369,388,000 | 384,293,000 |
| Interest-bearing deposits | 183,034,000 | 185,474,000 | 270,407,000 | 269,842,000 |
| Noninterest-bearing deposits | 69,957,000 | 76,454,000 | 98,981,000 | 114,451,000 |
| Equity capital | 49,707,000 | 50,472,000 | 73,706,000 | 73,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,117,000 | 11,978,000 | 16,318,000 |
| Interest expense | 280,000 | 561,000 | 1,336,000 | 1,734,000 |
| Net interest income | 2,962,000 | 5,556,000 | 10,642,000 | 14,584,000 |
| Noninterest income | 489,000 | 961,000 | 2,652,000 | 2,676,000 |
| Noninterest expense | 1,845,000 | 3,768,000 | 8,172,000 | 10,911,000 |
| Provision for loan losses | 0 | 2,000 | 5,000 | 4,000 |
| Pretax income | 1,606,000 | 2,806,000 | 5,183,000 | 6,418,000 |
| Income tax | 313,000 | 542,000 | 983,000 | 1,151,000 |
| Net income | 1,293,000 | 2,264,000 | 4,200,000 | 5,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,399,000 | 49,270,000 | 69,462,000 | 70,532,000 |