Call reports 2020
HOMESTEAD BANK — 2020
What HOMESTEAD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 273,991,000 | 288,884,000 | 283,863,000 | 297,302,000 |
| Total loans | 185,364,000 | 191,621,000 | 189,726,000 | 188,151,000 |
| Allowance for loan losses | 2,762,000 | 2,763,000 | 2,763,000 | 2,753,000 |
| Securities available for sale | 57,064,000 | 53,516,000 | 60,863,000 | 74,730,000 |
| Securities held to maturity | 841,000 | 751,000 | 559,000 | 220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,700,000 | 230,266,000 | 224,464,000 | 236,755,000 |
| Interest-bearing deposits | 162,999,000 | 168,698,000 | 164,230,000 | 168,665,000 |
| Noninterest-bearing deposits | 54,701,000 | 61,568,000 | 60,234,000 | 68,090,000 |
| Equity capital | 44,658,000 | 46,928,000 | 47,838,000 | 48,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,963,000 | 6,111,000 | 8,871,000 | 11,457,000 |
| Interest expense | 349,000 | 676,000 | 990,000 | 1,279,000 |
| Net interest income | 2,614,000 | 5,435,000 | 7,881,000 | 10,178,000 |
| Noninterest income | 473,000 | 890,000 | 1,409,000 | 2,283,000 |
| Noninterest expense | 1,739,000 | 3,522,000 | 5,405,000 | 7,214,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,348,000 | 2,803,000 | 3,885,000 | 5,265,000 |
| Income tax | 262,000 | 542,000 | 742,000 | 1,036,000 |
| Net income | 1,086,000 | 2,261,000 | 3,143,000 | 4,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,947,000 | 45,126,000 | 46,011,000 | 47,101,000 |
| Total capital | 46,487,000 | — | — | — |
| Risk-weighted assets | 202,995,000 | — | — | — |