Call reports 2019
HOMESTEAD BANK — 2019
What HOMESTEAD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 258,966,000 | 259,995,000 | 263,031,000 | 270,225,000 |
| Total loans | 174,964,000 | 181,488,000 | 175,320,000 | 179,512,000 |
| Allowance for loan losses | 2,008,000 | 2,527,000 | 2,528,000 | 2,762,000 |
| Securities available for sale | 52,294,000 | 49,912,000 | 55,303,000 | 60,255,000 |
| Securities held to maturity | 1,234,000 | 1,134,000 | 940,000 | 840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,716,000 | 206,083,000 | 208,042,000 | 214,203,000 |
| Interest-bearing deposits | 156,704,000 | 156,998,000 | 156,057,000 | 159,812,000 |
| Noninterest-bearing deposits | 49,012,000 | 49,085,000 | 51,985,000 | 54,391,000 |
| Equity capital | 40,552,000 | 41,854,000 | 42,949,000 | 44,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,904,000 | 5,857,000 | 8,900,000 | 12,066,000 |
| Interest expense | 341,000 | 700,000 | 1,063,000 | 1,431,000 |
| Net interest income | 2,563,000 | 5,157,000 | 7,837,000 | 10,635,000 |
| Noninterest income | 410,000 | 908,000 | 1,422,000 | 1,936,000 |
| Noninterest expense | 1,724,000 | 3,467,000 | 5,220,000 | 7,018,000 |
| Provision for loan losses | 151,000 | 301,000 | 300,000 | 300,000 |
| Pretax income | 1,098,000 | 2,298,000 | 3,763,000 | 5,277,000 |
| Income tax | 212,000 | 442,000 | 734,000 | 1,056,000 |
| Net income | 886,000 | 1,856,000 | 3,029,000 | 4,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,610,000 | 40,580,000 | 41,652,000 | 42,844,000 |
| Total capital | 41,618,000 | 43,000,000 | 44,024,000 | 45,293,000 |
| Risk-weighted assets | 186,715,000 | 193,570,000 | 189,662,000 | 195,642,000 |