Call reports 2018
HOMESTEAD BANK — 2018
What HOMESTEAD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 257,277,000 | 254,356,000 | 257,126,000 | 260,723,000 |
| Total loans | 163,070,000 | 170,970,000 | 175,729,000 | 176,569,000 |
| Allowance for loan losses | 1,954,000 | 2,023,000 | 2,105,000 | 2,255,000 |
| Securities available for sale | 53,418,000 | 53,094,000 | 57,139,000 | 56,619,000 |
| Securities held to maturity | 4,299,000 | 4,125,000 | 2,698,000 | 1,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,909,000 | 203,867,000 | 200,515,000 | 201,085,000 |
| Interest-bearing deposits | 155,003,000 | 154,824,000 | 151,167,000 | 154,551,000 |
| Noninterest-bearing deposits | 52,906,000 | 49,043,000 | 49,348,000 | 46,534,000 |
| Equity capital | 37,292,000 | 37,572,000 | 38,439,000 | 39,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,353,000 | 8,213,000 | 11,135,000 |
| Interest expense | 255,000 | 528,000 | 831,000 | 1,173,000 |
| Net interest income | 2,413,000 | 4,825,000 | 7,382,000 | 9,962,000 |
| Noninterest income | 452,000 | 936,000 | 1,416,000 | 1,950,000 |
| Noninterest expense | 1,707,000 | 3,362,000 | 5,052,000 | 6,784,000 |
| Provision for loan losses | 76,000 | 151,000 | 228,000 | 378,000 |
| Pretax income | 1,082,000 | 2,248,000 | 3,518,000 | 4,760,000 |
| Income tax | 0 | 848,000 | 1,102,000 | 1,592,000 |
| Net income | 1,082,000 | 1,400,000 | 2,416,000 | 3,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,875,000 | 37,147,000 | 38,163,000 | 38,711,000 |
| Total capital | 38,829,000 | 39,170,000 | 40,268,000 | 40,966,000 |
| Risk-weighted assets | 176,628,000 | 182,579,000 | 189,152,000 | 190,193,000 |