Call reports 2017
HOMESTEAD BANK — 2017
What HOMESTEAD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 253,024,000 | 257,099,000 | 263,001,000 | 262,281,000 |
| Total loans | 160,039,000 | 171,575,000 | 176,065,000 | 179,027,000 |
| Allowance for loan losses | 2,103,000 | 2,102,000 | 1,845,000 | 1,878,000 |
| Securities available for sale | 55,484,000 | 56,533,000 | 55,268,000 | 54,688,000 |
| Securities held to maturity | 6,557,000 | 6,028,000 | 5,783,000 | 4,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,794,000 | 200,374,000 | 199,053,000 | 199,261,000 |
| Interest-bearing deposits | 156,070,000 | 153,571,000 | 150,316,000 | 147,766,000 |
| Noninterest-bearing deposits | 52,724,000 | 46,803,000 | 48,737,000 | 51,495,000 |
| Equity capital | 34,353,000 | 35,174,000 | 36,420,000 | 36,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 5,133,000 | 7,857,000 | 10,646,000 |
| Interest expense | 192,000 | 431,000 | 690,000 | 952,000 |
| Net interest income | 2,282,000 | 4,702,000 | 7,167,000 | 9,694,000 |
| Noninterest income | 525,000 | 591,000 | 1,099,000 | 1,626,000 |
| Noninterest expense | 1,737,000 | 3,347,000 | 5,016,000 | 6,821,000 |
| Provision for loan losses | -1,000 | 0 | 1,000 | 34,000 |
| Pretax income | 1,071,000 | 1,946,000 | 3,262,000 | 4,479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,071,000 | 1,946,000 | 3,262,000 | 4,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,429,000 | 33,772,000 | 35,087,000 | 35,792,000 |
| Total capital | 35,532,000 | 35,874,000 | 36,932,000 | 37,670,000 |
| Risk-weighted assets | 177,007,000 | 186,106,000 | 191,162,000 | 195,121,000 |