Call reports 2016
HOMESTEAD BANK — 2016
What HOMESTEAD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 247,255,000 | 244,788,000 | 243,556,000 | 252,974,000 |
| Total loans | 160,943,000 | 161,772,000 | 163,514,000 | 162,897,000 |
| Allowance for loan losses | 1,792,000 | 1,817,000 | 2,100,000 | 2,103,000 |
| Securities available for sale | 36,335,000 | 40,908,000 | 41,010,000 | 55,220,000 |
| Securities held to maturity | 11,308,000 | 10,743,000 | 10,202,000 | 6,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,055,000 | 204,727,000 | 201,281,000 | 209,288,000 |
| Interest-bearing deposits | 155,456,000 | 153,786,000 | 150,258,000 | 153,089,000 |
| Noninterest-bearing deposits | 52,599,000 | 50,941,000 | 51,023,000 | 56,199,000 |
| Equity capital | 32,290,000 | 33,178,000 | 33,864,000 | 33,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,436,000 | 4,882,000 | 7,510,000 | 9,974,000 |
| Interest expense | 167,000 | 332,000 | 503,000 | 680,000 |
| Net interest income | 2,269,000 | 4,550,000 | 7,007,000 | 9,294,000 |
| Noninterest income | 548,000 | 965,000 | 1,430,000 | 1,972,000 |
| Noninterest expense | 1,704,000 | 3,312,000 | 5,059,000 | 6,775,000 |
| Provision for loan losses | 4,000 | 28,000 | 30,000 | 29,000 |
| Pretax income | 1,109,000 | 2,179,000 | 3,352,000 | 4,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,109,000 | 2,179,000 | 3,352,000 | 4,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,551,000 | 31,243,000 | 32,068,000 | 32,727,000 |
| Total capital | 32,343,000 | 33,060,000 | 34,168,000 | 34,830,000 |
| Risk-weighted assets | 174,663,000 | 177,658,000 | 180,313,000 | 182,215,000 |