Call reports 2015
HOMESTEAD BANK — 2015
What HOMESTEAD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 255,120,000 | 243,298,000 | 241,228,000 | 243,127,000 |
| Total loans | 162,362,000 | 158,058,000 | 154,983,000 | 162,903,000 |
| Allowance for loan losses | 1,742,000 | 1,793,000 | 1,798,000 | 1,787,000 |
| Securities available for sale | 37,419,000 | 37,104,000 | 38,983,000 | 36,153,000 |
| Securities held to maturity | 14,754,000 | 13,928,000 | 13,443,000 | 11,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,067,000 | 207,270,000 | 204,688,000 | 206,296,000 |
| Interest-bearing deposits | 163,258,000 | 160,056,000 | 156,920,000 | 153,197,000 |
| Noninterest-bearing deposits | 55,809,000 | 47,214,000 | 47,768,000 | 53,099,000 |
| Equity capital | 30,614,000 | 30,596,000 | 31,163,000 | 31,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,372,000 | 4,713,000 | 7,054,000 | 9,431,000 |
| Interest expense | 175,000 | 348,000 | 517,000 | 677,000 |
| Net interest income | 2,197,000 | 4,365,000 | 6,537,000 | 8,754,000 |
| Noninterest income | 413,000 | 838,000 | 1,373,000 | 1,998,000 |
| Noninterest expense | 1,634,000 | 3,220,000 | 4,812,000 | 6,515,000 |
| Provision for loan losses | 51,000 | 100,000 | 105,000 | 106,000 |
| Pretax income | 925,000 | 1,883,000 | 2,993,000 | 4,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 925,000 | 1,883,000 | 2,993,000 | 4,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,970,000 | 29,160,000 | 29,502,000 | 29,617,000 |
| Total capital | 30,712,000 | 30,953,000 | 31,300,000 | 31,404,000 |
| Risk-weighted assets | 176,076,000 | 172,301,000 | 169,586,000 | 177,438,000 |