Call reports 2014
HOMESTEAD BANK — 2014
What HOMESTEAD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 256,331,000 | 249,840,000 | 247,904,000 | 264,062,000 |
| Total loans | 153,065,000 | 148,904,000 | 152,624,000 | 171,589,000 |
| Allowance for loan losses | 1,866,000 | 1,913,000 | 1,986,000 | 1,689,000 |
| Securities available for sale | 42,762,000 | 40,617,000 | 41,757,000 | 40,227,000 |
| Securities held to maturity | 18,862,000 | 18,466,000 | 18,074,000 | 15,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,125,000 | 214,724,000 | 204,529,000 | 212,274,000 |
| Interest-bearing deposits | 168,443,000 | 165,257,000 | 157,234,000 | 154,850,000 |
| Noninterest-bearing deposits | 48,682,000 | 49,467,000 | 47,295,000 | 57,424,000 |
| Equity capital | 29,925,000 | 29,411,000 | 29,543,000 | 29,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,376,000 | 4,675,000 | 6,986,000 | 9,385,000 |
| Interest expense | 216,000 | 419,000 | 615,000 | 810,000 |
| Net interest income | 2,160,000 | 4,256,000 | 6,371,000 | 8,575,000 |
| Noninterest income | 347,000 | 723,000 | 1,202,000 | 1,785,000 |
| Noninterest expense | 1,561,000 | 3,139,000 | 4,732,000 | 6,423,000 |
| Provision for loan losses | 45,000 | 90,000 | 142,000 | 145,000 |
| Pretax income | 936,000 | 1,790,000 | 2,739,000 | 3,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 936,000 | 1,790,000 | 2,739,000 | 3,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,956,000 | 28,274,000 | 28,456,000 | 28,045,000 |
| Total capital | 30,822,000 | 30,187,000 | 30,442,000 | 29,734,000 |
| Risk-weighted assets | 176,193,000 | 173,924,000 | 178,251,000 | 193,753,000 |