Call reports 2013
HOMESTEAD BANK — 2013
What HOMESTEAD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 269,657,000 | 261,308,000 | 276,713,000 | 278,646,000 |
| Total loans | 139,956,000 | 142,909,000 | 156,912,000 | 160,402,000 |
| Allowance for loan losses | 1,388,000 | 1,434,000 | 1,505,000 | 1,555,000 |
| Securities available for sale | 57,468,000 | 54,162,000 | 53,403,000 | 50,413,000 |
| Securities held to maturity | 18,604,000 | 18,684,000 | 20,449,000 | 19,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,470,000 | 216,509,000 | 206,748,000 | 212,321,000 |
| Interest-bearing deposits | 178,906,000 | 171,485,000 | 164,587,000 | 164,586,000 |
| Noninterest-bearing deposits | 54,564,000 | 45,024,000 | 42,161,000 | 47,735,000 |
| Equity capital | 29,817,000 | 29,284,000 | 29,684,000 | 28,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,172,000 | 4,432,000 | 6,755,000 | 9,156,000 |
| Interest expense | 263,000 | 531,000 | 775,000 | 1,011,000 |
| Net interest income | 1,909,000 | 3,901,000 | 5,980,000 | 8,145,000 |
| Noninterest income | 321,000 | 721,000 | 1,203,000 | 1,660,000 |
| Noninterest expense | 1,500,000 | 3,112,000 | 4,624,000 | 6,297,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 685,000 | 1,420,000 | 2,424,000 | 3,358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 685,000 | 1,420,000 | 2,424,000 | 3,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,958,000 | 28,487,000 | 28,622,000 | 28,020,000 |
| Total capital | 29,346,000 | 29,921,000 | 30,127,000 | 29,575,000 |
| Risk-weighted assets | 170,784,000 | 168,376,000 | 180,017,000 | 182,898,000 |